Looking for a long-term fixed deposit that also supports the environment? SBI’s Green Rupee Term Deposit fits the brief. Alongside 1,111 and 1,777-day options, the 2,222-day tenure stands out—especially for senior citizens—by offering a higher rate while funding green projects.
SBI Green Rupee TD — Key Snapshot
| Post Title | SBI 2222 Day FD Interest Rate 2025 |
| Year | 2025 |
| Name of the Bank | State Bank of India |
| Scheme Name | Green Rupee Term Deposit (SGRTD) — 2222 Day FD |
| Indicative Interest Range | 5.95% – 6.95% p.a. (tenure & category based) |
| Who Can Invest? | Residents, Non-individuals; eligible NRIs (if offered under NRE/NRO) |
| Minimum Deposit | ₹1,000 |
| Maximum Deposit | No upper limit |
| Tenure | 2222 days (also 1111 & 1777 days available) |
| Premature Withdrawal | Permitted as per SBI TD rules |
| Loan Facility | Available (OD/DD against deposit) |
| Nomination | Yes |
| Account Transfer | Allowed across SBI branches |
| Official Portal | www.sbi.co.in |
Available Tenures Under SBI Green Rupee TD
- 1111 days
- 1777 days
- 2222 days
Current Interest Rates for 2222 Days (as of Aug 2025)
Retail Deposits (₹1.01 crore to ₹3 crore)
- General Public: 5.95% p.a.
- Senior Citizens: 6.95% p.a.
Bulk Deposits (₹3 crore & above)
- General Public: 5.90% p.a.
- Senior Citizens: 6.40% p.a.
Note: Rates are indicative and can change. Always confirm latest slab-wise rates with SBI before booking.
Eligibility — SBI 2222 Days Term Deposit (2025)
- Indian residents can open the deposit; non-individuals are permitted.
- NRIs may invest if the product is offered under NRE/NRO categories.
- Senior citizen rates generally apply at age 60+ (as per bank policy).
Key Features of the 2222-Day FD
- Deposit Amount: Min ₹1,000; no maximum cap.
- Product Types: Term Deposit / Special Term Deposit under SGRTD.
- Premature Closure: Allowed; standard SBI TD penalties/interest adjustments apply.
- Loan/OD Against FD: Available (OD/demand draft facility).
- How to Open: Any SBI branch; rollout to Internet Banking (INB) & YONO expected.
- Nomination: Available.
- TDS: Applicable as per Income-tax rules; submit Form 15G/15H if eligible.
- Transferability: Deposit can be transferred between SBI branches.
- Conversion: Existing FDs cannot be converted into SGRTD (and vice versa).
Why Consider the 2222-Day Option?
- Long-term horizon: Suits goal-based saving with rate visibility for ~6 years.
- Senior-friendly: Preferential rate (up to 6.95% p.a. in retail slab as of Aug 2025).
- Green impact: Your deposit supports environmentally sustainable initiatives.
Things to Keep in Mind
- Rates shown apply at booking; future revisions don’t change an already-booked FD.
- Premature withdrawal may reduce the effective yield due to penalties.
- Interest is taxable; factor in your slab (TDS as applicable).
- For NRE/NRO versions (if offered), rules on tax/repattiation differ—check terms.
FAQs — SBI 2222 Day FD Interest Rate 2025
What is the minimum and maximum deposit amount?
The minimum is ₹1,000. There is no maximum cap.
Who can invest in the SBI Green Rupee TD?
Indian residents and non-individuals can invest; eligible NRIs may invest if the product is available under NRE/NRO.
Is a loan available against the 2222-day FD?
Yes. SBI allows OD/loan or demand draft against the deposit, subject to bank rules.
Can I transfer or convert this deposit?
You can transfer the FD across SBI branches. Conversion of an existing FD to SGRTD (or vice versa) isn’t allowed.
What is the current interest rate for the 2222-day FD?
As of August 2025, 5.95% p.a. for the general public and 6.95% p.a. for senior citizens (retail slab). Bulk deposit rates differ. Check SBI for the latest.
Disclaimer: Information above is based on the details provided and indicative rate cards as of Aug 2025. Terms, eligibility, and interest rates are subject to change. Always verify the latest schedule on www.sbi.co.in or with your SBI branch before investing.